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Advertising & Marketing

Algorithmic Pricing Under Fire: State Restrictions on Personalized and Surveillance PricingFTC Secures $16.5 Million Settlements with Celsius Network Co-Founders

Artificial Intelligence

FTC Issues Proposed Policy Statement on AI Accuracy and Output SteeringFTC Takes a Jab at AI-Enabled Sitejabber for Deceptive Consumer Reviews

banking

Louisiana Enacts New Money Transmission Act, Largely Adopting Model Money Transmission Modernization ActFTC Issues FAQs on ‘Junk Fees’ Rule

Banking Regulators

Supreme Court Hears Oral Argument on Constitutionality of CFPB’s Funding

Banks

Vermont Imposes Licensing and Disclosure Requirements for Sales-Based Financing and Factoring TransactionsFDIC Extends Comment Period for New Requirements for Custodial Accounts

California

California DFPI Announces $1M Settlement with Yotta for ‘FDIC Insurance’ MisrepresentationsGov. Newsom Appoints Rohit Chopra to Lead California’s New Business and Consumer Services Agency

CFPB

Brian Johnson Nominated as New CFPB DirectorGo West: Ex-CFPB Chief Poised To Make Mark Next In Calif.

Client Alert

Algorithmic Pricing Under Fire: State Restrictions on Personalized and Surveillance PricingEU Consumer Law: New ‘Withdrawal Button’ Requirements for Online Contracts

Compliance

Algorithmic Pricing Under Fire: State Restrictions on Personalized and Surveillance PricingNYC Finalizes Click-to-Cancel and Hotel Junk Fees Rules, Proposes New Junk Fees Rule

Consumer Finance

CFPB Final Rule Narrows Small Business Lending Data Collection RequirementsCFPB Final Rule Revises ECOA Framework, Narrows Disparate Impact and Discouragement Standards

Consumer Financial Services

Gov. Newsom Appoints Rohit Chopra to Lead California’s New Business and Consumer Services AgencyCFPB Withdraws ‘Fine Print’ Rule

Consumer Lending

CFPB Launches Public Inquiry into Rising Mortgage Closing Costs and ‘Junk Fees’Small Business Lenders: CFPB Issues Final Rule on Small Business Lending

COPPA

FTC Signals Relaxed COPPA Enforcement for Age-Verification TechnologiesMichigan Attorney General Takes Action Against Roku, Alleging COPPA Violations

Cybersecurity

NYDFS Proposes Significant Changes to Its Cybersecurity RegulationNYDFS Proposes Significant Changes to Its Cybersecurity Regulation

Data

Algorithmic Pricing Under Fire: State Restrictions on Personalized and Surveillance PricingFTC Bars Kochava from Selling Sensitive Location Data

Data collection

FTC Bars Kochava from Selling Sensitive Location DataCFPB Issues Proposed ‘Personal Financial Data Rights’ Rule

Data Privacy

FTC Seeks Public Comment on Proposed Policy Statement Regarding ‘Personalized Pricing’Vermont Joins Growing Consortium of State Privacy Regulators

Data Privacy & Cybersecurity

FTC Bars Kochava from Selling Sensitive Location DataCFPB Issues Personal Financial Data Rights Rule

Data Privacy Law

Michigan Attorney General Takes Action Against Roku, Alleging COPPA ViolationsState Attorneys General Form Bipartisan Privacy Enforcement Consortium

digital wallets

CFPB Unveils Plan to Supervise Big Tech Digital Wallet and Payment App Providers

Dodd-Frank

CFPB Issues ‘Fast Facts’ for Proposed Personal Financial Data Rights RuleCFPB Issues Proposed ‘Personal Financial Data Rights’ Rule

Earned Wage Access Services

Montana Attorney General Confirms Certain Earned Wage Access Products Are Not LoansMaryland Office of Financial Regulation Provides Guidance on Earned Wage Access Products

Emerging Technology

FTC Takes a Jab at AI-Enabled Sitejabber for Deceptive Consumer Reviews

European Union

EU Consumer Law: New ‘Withdrawal Button’ Requirements for Online Contracts

FDIC

California DFPI Announces $1M Settlement with Yotta for ‘FDIC Insurance’ MisrepresentationsFDIC Extends Comment Period for New Requirements for Custodial Accounts

Featured

Algorithmic Pricing Under Fire: State Restrictions on Personalized and Surveillance PricingFTC Seeks Public Comment on Proposed Policy Statement Regarding ‘Personalized Pricing’

Federal Reserve System

Fed Issues Proposed Rule Lowering Regulation II’s Debit Interchange Cap

Financial institutions

Louisiana Enacts New Money Transmission Act, Largely Adopting Model Money Transmission Modernization ActCFPB Urges States to Fill Gaps in Federal Financial Privacy Statutes

Financial Regulation

Vermont Imposes Licensing and Disclosure Requirements for Sales-Based Financing and Factoring TransactionsFTC Issues FAQs on ‘Junk Fees’ Rule

Financial Services Litigation

FTC Targets Adobe for Hidden Fees and Deceptive Subscription Practices

Fintech

CFPB Memo Details Less Oversight on Fintechs, Shift to State-Led EnforcementCFPB Memo Details Less Oversight on Fintechs, Shift to State-Led Enforcement

FTC

FTC Seeks Public Comment on Proposed Policy Statement Regarding ‘Personalized Pricing’FTC Issues Proposed Policy Statement on AI Accuracy and Output Steering

Germany

EU Consumer Law: New ‘Withdrawal Button’ Requirements for Online Contracts

GT Alert

Algorithmic Pricing Under Fire: State Restrictions on Personalized and Surveillance PricingBrian Johnson Nominated as New CFPB Director

Lending

CFPB Announces New Compliance Deadlines for Small Business Lending RuleSmall Business Lenders: CFPB’s Anticipated Section 1071 Rule Would Impose New Data Collection, Reporting Obligations

Litigation

FTC Targets Adobe for Hidden Fees and Deceptive Subscription Practices

Mortgage

CFPB Launches Public Inquiry into Rising Mortgage Closing Costs and ‘Junk Fees’

New York

Algorithmic Pricing Under Fire: State Restrictions on Personalized and Surveillance PricingNYC Finalizes Click-to-Cancel and Hotel Junk Fees Rules, Proposes New Junk Fees Rule

nonbanks

CFPB Unveils Plan to Supervise Big Tech Digital Wallet and Payment App Providers

Personal information

Algorithmic Pricing Under Fire: State Restrictions on Personalized and Surveillance PricingCFPB Issues Proposed ‘Personal Financial Data Rights’ Rule

President Trump's Administration

Brian Johnson Nominated as New CFPB DirectorFTC Announces ‘Made in the USA’ Enforcement Sweep 1 Month after Trump Administration Issues Related Executive Order

Privacy

State Attorneys General Form Bipartisan Privacy Enforcement ConsortiumCFPB Urges States to Fill Gaps in Federal Financial Privacy Statutes

Regulatory

FTC Announces ‘Made in the USA’ Enforcement Sweep 1 Month after Trump Administration Issues Related Executive OrderCFPB Says ‘Show Me The (Consumer Unfriendly) Fine Print’

Regulatory Compliance

Algorithmic Pricing Under Fire: State Restrictions on Personalized and Surveillance PricingVermont Imposes Licensing and Disclosure Requirements for Sales-Based Financing and Factoring Transactions

Risk

FTC Announces ‘Made in the USA’ Enforcement Sweep 1 Month after Trump Administration Issues Related Executive OrderNYDFS Proposes Significant Changes to Its Cybersecurity Regulation

Risk Management

FTC Announces ‘Made in the USA’ Enforcement Sweep 1 Month after Trump Administration Issues Related Executive OrderFTC Alleges Fintech Dave, Inc. Deceived Consumers

small businesses

CFPB Announces New Compliance Deadlines for Small Business Lending RuleCourt Issues Nationwide Stay of CFPB’s Section 1071 Small Business Lending Rule

State AGs

Texas AG Secures Temporary Restraining Order Against Discord Over Alleged Deceptive Safety PracticesGov. Newsom Appoints Rohit Chopra to Lead California’s New Business and Consumer Services Agency

State and Local

Algorithmic Pricing Under Fire: State Restrictions on Personalized and Surveillance PricingVermont Joins Growing Consortium of State Privacy Regulators

Technology

CFPB Spotlight Targets Mobile ‘Tap-To-Pay’ Technology

U.S. Federal Trade Commission (FTC)

FTC Seeks Public Comment on Proposed Policy Statement Regarding ‘Personalized Pricing’FTC Issues Proposed Policy Statement on AI Accuracy and Output Steering

U.S. Supreme Court

Supreme Court Holds That CFPB’s Funding Is Constitutional, Clearing Way for Rulemaking AgendaSupreme Court Hears Oral Argument on Constitutionality of CFPB’s Funding

Uncategorized

California Bans Hidden Fees, Effective July 1, 2024

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