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Cody Davis advises clients on regulatory compliance, data privacy, and consumer protection matters within the financial technology sector, with a focus on payments, emerging platforms, and evolving regulatory frameworks. He works with companies navigating complex federal and state requirements, including regulatory compliance, government investigations, and risk management across the fintech ecosystem.

Cody also has prior experience working with clients in the health care space on mergers and acquisitions as well as regulatory compliance with HIPAA, state telehealth rules, and facility licensure requirements.

FTC seeks public comment on a proposed policy statement addressing personalized pricing and how the FTC Act Section 5 may apply to data-driven pricing practices.
Continue Reading FTC Seeks Public Comment on Proposed Policy Statement Regarding ‘Personalized Pricing’

The Federal Trade Commission recently announced settlements requiring three co-founders of cryptocurrency platform Celsius Network (Celsius) to pay a total of $16.5 million to resolve claims arising from the agency’s 2023 enforcement action against Celsius and its executives. The settlements also impose permanent restrictions on the executives’ ability to market or sell certain financial and cryptocurrency-related products and services.
Continue Reading FTC Secures $16.5 Million Settlements with Celsius Network Co-Founders

Vermont enacted H.648, requiring certain commercial financing providers and brokers to obtain licenses and provide standardized disclosures.

 
Continue Reading Vermont Imposes Licensing and Disclosure Requirements for Sales-Based Financing and Factoring Transactions

Louisiana’s Money Transmission Act replaces the state’s prior framework with a new licensing regime for money transmitters.
Continue Reading Louisiana Enacts New Money Transmission Act, Largely Adopting Model Money Transmission Modernization Act

On July 10, 2026, New York City Department of Consumer and Worker Protection (DCWP) finalized and adopted its “Click-to-Cancel Rule,” which takes effect on Oct. 1, 2026.

Continue Reading NYC Finalizes Click-to-Cancel and Hotel Junk Fees Rules, Proposes New Junk Fees Rule

President Trump has nominated Brian Johnson, a Capital One executive and former CFPB official, to serve as the Bureau’s next director. His nomination signals continued regulatory restraint at the federal level, while state actors move to fill the enforcement gap.

Continue Reading Brian Johnson Nominated as New CFPB Director

Texas Attorney General Ken Paxton sued Discord under the Texas Deceptive Trade Practices Act, alleging false safety representations and default settings that expose minors to exploitation risks.

Continue Reading Texas AG Secures Temporary Restraining Order Against Discord Over Alleged Deceptive Safety Practices