The Federal Trade Commission announced that it has settled with Doxo, Inc. over claims that the company misled consumers.
Continue Reading FTC Secures $2.1 Million Settlement with Bill Payment Firm Doxo
Algorithmic Pricing Under Fire: State Restrictions on Personalized and Surveillance Pricing
This GT Alert summarizes the state-law developments and highlights practical compliance considerations for businesses that develop, sell, or use algorithmic pricing tools.
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FTC Seeks Public Comment on Proposed Policy Statement Regarding ‘Personalized Pricing’
FTC seeks public comment on a proposed policy statement addressing personalized pricing and how the FTC Act Section 5 may apply to data-driven pricing practices.
Continue Reading FTC Seeks Public Comment on Proposed Policy Statement Regarding ‘Personalized Pricing’
Brian Johnson Nominated as New CFPB Director
President Trump has nominated Brian Johnson, a Capital One executive and former CFPB official, to serve as the Bureau’s next director. His nomination signals continued regulatory restraint at the federal level, while state actors move to fill the enforcement gap.
Continue Reading Brian Johnson Nominated as New CFPB Director
Virginia Enacts Automatic Renewal Consumer Protection Law
Virginia’s HB1022/SB493 amends the Virginia Consumer Protection Act to impose new auto-renewal compliance obligations on businesses serving consumers in the Commonwealth, effective July 1, 2026. Sellers must now offer cancellation mechanisms that mirror sign-up channels in ease and availability, and the previously available good-faith compliance defense has been eliminated.
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CFPB Final Rule Narrows Small Business Lending Data Collection Requirements
On May 1, 2026, the CFPB finalized a revised Section 1071 rule under ECOA, narrowing covered institutions, products, and required data points from the 2023 Rule, with a single compliance date of Jan. 1, 2028. Financial institutions may wish to begin assessing coverage status and compliance readiness.
Continue Reading CFPB Final Rule Narrows Small Business Lending Data Collection Requirements
CFPB Final Rule Revises ECOA Framework, Narrows Disparate Impact and Discouragement Standards
The CFPB’s final amendments to Regulation B reshape fair lending compliance under ECOA, including changes to disparate impact liability, anti-discouragement standards, and SPCP requirements. Lenders may wish to assess the rule’s operational impact while preparing for potential litigation and state-level enforcement risks.
EU Consumer Law: New ‘Withdrawal Button’ Requirements for Online Contracts
Businesses that offer online contracts with EU consumers should assess whether the withdrawal button requirement applies to them and, if so, initiate implementation and adapt their systems accordingly. Failure to comply with the new requirements by June 19, 2026, may result in cease-and-desist actions under the Unfair Trades Act (UWG) and/or fines of up to two million Euros or 4% of annual turnover.
Continue Reading EU Consumer Law: New ‘Withdrawal Button’ Requirements for Online Contracts
Gov. Newsom Appoints Rohit Chopra to Lead California’s New Business and Consumer Services Agency
On May 12, 2026, Gov. Gavin Newsom announced the appointment of Rohit Chopra, former director of the Consumer Financial Protection Bureau and former commissioner of the Federal Trade Commission, to lead California’s newly created Business and Consumer Services Agency (BCSA). If confirmed by the California Senate, Chopra will serve as the first secretary of the
Maryland Enacts Food-Sector Personalized Pricing Law
On April 28, 2026, Maryland Gov. Wes Moore signed HB 895, the Protection from Predatory Pricing Act, into law. The Act makes Maryland the first state to enact a sector-specific restriction on certain personalized, or “surveillance,” pricing practices in the food retail context. Though this legislation is unprecedented, legislators limited its scope to prevent